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Businesses with Benefits: Do You Know the Group Health Insurance Laws?

Businesses with Benefits: Do You Know the Group Health Insurance Laws?Group health insurance refers to a single policy typically issued to a business with employees, covering all eligible employees and sometimes their dependents.

The rules are quite different for group coverage versus individual coverage, mostly because the insurer’s risk is calculated differently. With groups such as businesses, insurers determine a premium price based on risk factors balanced over the entire group, using general information on members of the group, such as age or gender.

Health

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The Advantages of a Group Umbrella Policy

Wealthy individuals are often targets of personal liability suits that can put assets such as a house, investments and future earnings in jeopardy. Why risk it? A Group Umbrella policy extends the limits on your homeowners, auto, and other personal insurance liability coverages and provides additional funds to cover your liability costs.

Value Where it Counts

Because many individuals within one organization are covered under a Group Umbrella policy, you obtain some key additional benefits over an individual umbrella policy, including discounted rates. The policy is issued under the name of the

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How to be a Great Boss

A great boss makes their employees realize they have more ability than they think they have so that they consistently do better work than they thought they could. Every employee has their unique shape and a good boss needs to be able to find a suitable role for each of their employees. With patience and perseverance, you will be able to shape this wild variety of personalities into a well-working team of satisfied people.

Build Trust

Trust is needed to turn a group of people into a team. Building trust will help create effective communication, employee engagement

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The Most Effective Ways to Bring Wellness to Your Business

The Most Effective Ways to Bring Wellness to Your BusinessWorkplace wellness can be a sustainable and holistic approach to increasing employee satisfaction, motivation and retention for the long-term. Applying an emphasis on health boosts morale and productivity.

Utilize these ideas to promote workplace wellness from a practical standpoint. The focus is on enhancing performance and maintaining a company culture that regards each employee as not just a number, but as an asset whose overall health matters.

Open and Calming Space

Setup of your

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How to Know When Your Business Needs Umbrella Insurance

How to Know When Your Business Needs Umbrella InsuranceUmbrella insurance is a broad coverage used to protect your business from liabilities that threaten its financial stability. This insurance extends over other policies to provide additional coverage when certain underlying policies have reached their limits. It also can kick in to fill in gaps that other policies don’t cover. The layers of protection makes it especially important for business owners; allowing access to higher limits of protection from risks, at an affordable rate.

The Ins and Outs

Umbrella insurance protects

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How to Create an Effective Mission Statement

How to Create an Effective Mission StatementIf you want to be able to clearly articulate your business's purpose to its employees and its potential customers, you need the right mission statement. It is important for a business to have a mission statement that can truly resonate with people while still being an accurate description of the business. To do so effectively, approach this creation with authenticity. You must ask yourself a few questions about your brand and the company’s foundation. The statement should end up as a clear, concise declaration

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Have These Items in Your Home? You May Need Valuable Items Insurance

Have These Items in Your Home? You May Need Valuable Items InsuranceYou may have many assets in your home that are high-value items either in terms of monetary or sentimental value, and you want to make sure that those items are protected. It is important to take into account that a homeowners insurance policy does not cover everything you own, and the items it does cover are only partially insured if they're high-priced items. Instead, you'll want to supplement your existing coverage with Valuable Items Insurance. Some homeowners

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The Most Important Questions to Ask a Landlord Before Signing a Lease

The Most Important Questions to Ask a Landlord Before Signing a LeaseRenting can provide you with the chance to learn money management and how to honor a lease contract without the permanence of a house purchase. If you lack the finances to purchase a house or don't plan to permanently, renting can be a great option for you.

When looking for a home or apartment to rent, it's crucial that you get clarification on any concerns, and ask questions to get the landlord to give information they may not otherwise share. Rental associations

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Attention, Renters: Look Out For These Red Flags

Attention, Renters: Look Out For These Red FlagsWhen leasing a residence, you may think that you can put up with certain problems because it’s a temporary arrangement, or you might not be aware of the myriad risks that come with being a renter. Many ignored factors or mild issues during an initial tour could become a huge problem later on when you're locked into a lease, so be certain what you’re getting into and keep your eyes open for these red flags during the renting process.

Property Condition

Never sign a lease until you’re

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Small Business Essentials: Business Interruption Insurance

Small Business Essentials: Business Interruption InsuranceAs a small business owner, it is crucial to be prepared for a disaster to strike.  It is particularly important for small businesses to obtain business interruption insurance, because this important policy will help tremendously in the case of a catastrophic event by assisting in alleviating the harmful effects of business interruption.

If a Disaster Strikes

Business interruption is the loss of income and forced temporary closure to a business as a result of a damaging incident, and it can be extremely costly if you are not properly

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