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The Realities of Owning a Home: Recurring Costs

The Realities of Owning a Home: Recurring CostsHome ownership is one of the biggest goals in one’s life. However, more goes into home ownership than simply paying a mortgage each month. In fact, there are some other recurring expenses that can put you over your budget if you don’t plan accordingly. In this article, we’re going to cover some of the most common monthly expenses that you can plan for if you’re in the market for buying a home in the near future. Most importantly, protect your new dwelling with a tailored

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5 Important Questions to Ask Before Moving Into a Rental Home

5 Important Questions to Ask Before Moving Into a Rental HomeRenting an apartment is a necessity for most, especially when you’re just starting out in your career. Fast forward a few years, and you might have some kids and a spouse but aren’t ready to buy just yet. Renting a home provides more space and privacy than a multiunit dwelling, but requires a bit more forethought and research before moving in. In this article, we’ll cover the important questions everyone should ask before moving into a rental home. Most importantly, protect your

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Small Business Essentials: Conflict Resolution

Small Business Essentials: Conflict ResolutionThe diverse demographics that make up today’s workforce are bound to not see eye to eye on everything. However, failing to address conflict head on only leads to decreased morale, efficiency and productivity. Rather than ignore the issue, here is how you can resolve conflict within your small business and promote a fair and pleasant working environment. Next, secure your entire operation and minimize liability with a New York EPLI policy.

Get to the root of the issue.

If you have big conflicts in your workplace, it’s

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Attention Renters: When to File a Claim

Attention Renters: When to File a ClaimCarrying the right NY Renters Insurance is for good reason - to protect you from the financial obligations in the event of loss or damage. However, when is the right time to file a claim? In some circumstances, it might be more cost-effective to resolve the issue on your own. In this post, we’ll explore when is the absolute best time to file an insurance claim and reap the benefits of your policy.

When the repair or replacement amount exceeds your deductible.

Every insurance policy

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What to Do Immediately After Closing on a House

What to Do Immediately After Closing on a HouseWhen you’ve finally received the keys to your new home, you’ll likely exhale a sigh of relief. All of the planning and house hunting has paid off, now it’s time to enjoy your new dwelling, right? Not quite. Consider your comfort in your new residence by heeding the following tips for what to do immediately after the house is all yours. More importantly, protect your investment with a NY Home Insurance policy.

Deep clean.

Take advantage of the open space and give your

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Want to Buy a Home? Money-Saving Tips for Renters

Want to Buy a Home? Money-Saving Tips for RentersIt should come as no surprise that rent is the biggest expense each month for the majority of the workforce. While many want to buy a house, it might not seem feasible for a few years. However, while keeping a roof over your head is a must, breaking your budget and wasting money you could be saving instead isn’t. In this article, we’ll cover some of the ways that you can pocket a bit more cash each month in an effort to save for

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Avoid These 4 Money Mishaps for a Successful Business

Avoid These 4 Money Mishaps for a Successful BusinessThe statistics for new businesses succeeding is an eye-opening one for many entrepreneurs. Even with the best intentions, focus, and a solid team, your success is not guaranteed. As one of the biggest challenges for business owners, finances often cause stress and hardship from the start. We’re going to examine the four major mistakes that you can avoid to ensure your business is a thriving one, both now and long term. In addition, protect your operation with a comprehensive NY

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Best Practices for Caterers

Best Practices for CaterersAs a caterer, you strive to put out beautiful and delicious food for your clientele. However, the nature of the job requires that food be prepared and transported in different locations, which leaves room for food contamination, unsafe handling practices, and more risks. In order to address these common concerns, we have complied a list of best practices to be upheld by caterers to reduce the risk of foodborne illness. In addition, secure a comprehensive Westchester County Catering Insurance policy to ease your liability concerns.

Prep

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Budget-Friendly Ways to Boost Value

Budget-Friendly Ways to Boost ValueHome is where so many memories are made and where you spend the majority of your free time. With that in mind, it’s no wonder you want to take care of your property and keep it looking great and modern. However, upgrades can be costly, and without a huge budget, you might feel as though it’s impossible to keep your home fresh. With these simple suggestions, you can get a lot of bang for your buck, without making a huge dent in your wallet. Read on to discover

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Employee Perks: Which Ones Work?

Employee Perks: Which Ones Work?It should come as no surprise to learn that all employees desire some sort of perks from their jobs. From competitive salaries and vacation time to catered lunches and game rooms, there is no shortage of new perks that have been implemented nationwide. However, which ones reel in the qualified candidates and make them stay, and which ones aren’t as beneficial as you thought? In addition to protecting your business with a NY EPLI policy, consider the following perks.

Remote work and flexible hours.

“Empowering our

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