AJB Blog

Staying In Touch With You

The Most Effective Ways to Bring Wellness to Your Business

The Most Effective Ways to Bring Wellness to Your BusinessWorkplace wellness can be a sustainable and holistic approach to increasing employee satisfaction, motivation and retention for the long-term. Applying an emphasis on health boosts morale and productivity.

Utilize these ideas to promote workplace wellness from a practical standpoint. The focus is on enhancing performance and maintaining a company culture that regards each employee as not just a number, but as an asset whose overall health matters.

Open and Calming Space

Setup of your

Posted in Blog, Business Insurance | Tagged , , , | Comments Off on The Most Effective Ways to Bring Wellness to Your Business

How to Know When Your Business Needs Umbrella Insurance

How to Know When Your Business Needs Umbrella InsuranceUmbrella insurance is a broad coverage used to protect your business from liabilities that threaten its financial stability. This insurance extends over other policies to provide additional coverage when certain underlying policies have reached their limits. It also can kick in to fill in gaps that other policies don’t cover. The layers of protection makes it especially important for business owners; allowing access to higher limits of protection from risks, at an affordable rate.

The Ins and Outs

Umbrella insurance protects

Posted in Blog, Umbrella Liability, Umbrella Liability Insurance Policy | Tagged , , , , , | Comments Off on How to Know When Your Business Needs Umbrella Insurance

How to Create an Effective Mission Statement

How to Create an Effective Mission StatementIf you want to be able to clearly articulate your business's purpose to its employees and its potential customers, you need the right mission statement. It is important for a business to have a mission statement that can truly resonate with people while still being an accurate description of the business. To do so effectively, approach this creation with authenticity. You must ask yourself a few questions about your brand and the company’s foundation. The statement should end up as a clear, concise declaration

Posted in Blog, Business Insurance | Tagged , , , , | Comments Off on How to Create an Effective Mission Statement

Have These Items in Your Home? You May Need Valuable Items Insurance

Have These Items in Your Home? You May Need Valuable Items InsuranceYou may have many assets in your home that are high-value items either in terms of monetary or sentimental value, and you want to make sure that those items are protected. It is important to take into account that a homeowners insurance policy does not cover everything you own, and the items it does cover are only partially insured if they're high-priced items. Instead, you'll want to supplement your existing coverage with Valuable Items Insurance. Some homeowners

Posted in Blog, Home Insurance, Homeowners Insurance, Valuable Items Insurance | Tagged , , , | Comments Off on Have These Items in Your Home? You May Need Valuable Items Insurance

The Most Important Questions to Ask a Landlord Before Signing a Lease

The Most Important Questions to Ask a Landlord Before Signing a LeaseRenting can provide you with the chance to learn money management and how to honor a lease contract without the permanence of a house purchase. If you lack the finances to purchase a house or don't plan to permanently, renting can be a great option for you.

When looking for a home or apartment to rent, it's crucial that you get clarification on any concerns, and ask questions to get the landlord to give information they may not otherwise share. Rental associations

Posted in Blog, Renters Insurance | Tagged , , | Comments Off on The Most Important Questions to Ask a Landlord Before Signing a Lease

Attention, Renters: Look Out For These Red Flags

Attention, Renters: Look Out For These Red FlagsWhen leasing a residence, you may think that you can put up with certain problems because it’s a temporary arrangement, or you might not be aware of the myriad risks that come with being a renter. Many ignored factors or mild issues during an initial tour could become a huge problem later on when you're locked into a lease, so be certain what you’re getting into and keep your eyes open for these red flags during the renting process.

Property Condition

Never sign a lease until you’re

Posted in Blog, Renters Insurance | Tagged , , | Comments Off on Attention, Renters: Look Out For These Red Flags

Small Business Essentials: Business Interruption Insurance

Small Business Essentials: Business Interruption InsuranceAs a small business owner, it is crucial to be prepared for a disaster to strike.  It is particularly important for small businesses to obtain business interruption insurance, because this important policy will help tremendously in the case of a catastrophic event by assisting in alleviating the harmful effects of business interruption.

If a Disaster Strikes

Business interruption is the loss of income and forced temporary closure to a business as a result of a damaging incident, and it can be extremely costly if you are not properly

Posted in Blog, Business Insurance, Small Business | Tagged , , , , | Comments Off on Small Business Essentials: Business Interruption Insurance

How to Settle Landlord Disputes Without Filing a Claim

How to Settle Landlord Disputes Without Filing a ClaimNo one wants to have conflict with their landlords. Sometimes disputes are avoidable, but other times they are inevitable. If there is a dispute already in the works, know that filing a claim isn’t always necessary. Renters Insurance is there as an additional line of defense to protect you and your property, but keep your mind at ease by familiarizing yourself on how to settle a dispute without court intervention.

Know the Law

First and foremost, by knowing your state's renting laws you may be able

Posted in Blog, Renters Insurance | Tagged , , , , , , | Comments Off on How to Settle Landlord Disputes Without Filing a Claim

The Realities of Owning a Home: Recurring Costs

The Realities of Owning a Home: Recurring CostsHome ownership is one of the biggest goals in one’s life. However, more goes into home ownership than simply paying a mortgage each month. In fact, there are some other recurring expenses that can put you over your budget if you don’t plan accordingly. In this article, we’re going to cover some of the most common monthly expenses that you can plan for if you’re in the market for buying a home in the near future. Most importantly, protect your new dwelling with a tailored

Posted in Blog, Home Insurance | Tagged , , , , , | Comments Off on The Realities of Owning a Home: Recurring Costs

5 Important Questions to Ask Before Moving Into a Rental Home

5 Important Questions to Ask Before Moving Into a Rental HomeRenting an apartment is a necessity for most, especially when you’re just starting out in your career. Fast forward a few years, and you might have some kids and a spouse but aren’t ready to buy just yet. Renting a home provides more space and privacy than a multiunit dwelling, but requires a bit more forethought and research before moving in. In this article, we’ll cover the important questions everyone should ask before moving into a rental home. Most importantly, protect your

Posted in Blog, Renters Insurance | Tagged , , , , , , , | Comments Off on 5 Important Questions to Ask Before Moving Into a Rental Home