Safeguarding you,
your assets,
and employees.
Business Insurance in New York

Business Interruption Insurance - Manhattan & Westchester County, NY, Fairfield, CT, and New Jersey

It’s estimated that 25% of businesses forced to shut down after a disaster for more than 30 days don’t reopen.  What’s even more alarming, is that those who can afford the expenses to get back up and running often can’t regain customers quickly enough to sustain their operation.

We at A.J. Benet understand how important it is to not only protect your business from property damage but to also secure the proper insurance coverage to pay for financial losses and expenses resulting from a temporary shutdown. Your property coverage will pay for fire damage to your retail store, restaurant, professional office, printing shop, manufacturing plant, etc., but what about all the expenses that must be paid while repairs are being made and you’re not operating? Expenses such as payroll, rent, taxes and so on? And what about the revenue you’re not generating while shuttered?

That’s where our business interruption and extra expense (also known as business income) insurance policy steps in. This coverage is designed to cover the loss of income you would have made had you not suffered damage, the bills you have to pay while closed and the extra costs associated with the use of a temporary location because of shutdown that’s caused by an insured loss. Our business interruption policy can also cover expenses incurred to keep your business open after a disaster, and income shortfalls associated with recovery after you reopen.

In addition, we can enhance your coverage to provide for additional exposures, such as   such as supply chain interruptions, loss of utility service or equipment breakdown at your site.

We’ll work with you to make sure your insurance program is in sync to provide comprehensive protection, and ensure that there are no gaps or overlaps in coverage. We’ll also evaluate the details that go into determining the scope of your business income policy, including looking at payroll coverage, deductibles, length of coverage and leader properties (those that draw business to your area, such as an anchor store in a shopping complex), to name a few.

Don’t let an interruption stall your operation.

We invite you to give us a call at your convenience at (888) 639-4560, or if you prefer email us or return the form on this page, and we’ll call you to set up an appointment to review your business insurance program in detail.

Since 1964, A.J. Benet has been serving businesses in New York City, Pelham Manor, Pelham, New Rochelle, Larchmont, Mamaroneck, Harrison, Rye, Port Chester, Rye Brook, South Salem, Purchase, White Plains, Scarsdale, Eastchester, Bronxville, Armonk, Chappaqua, Briarcliff, Pound Ridge, Bedford, Mt. Kisco, and Katonah, New York; as well as in the Connecticut communities of Greenwich, Cos Cob, Riverside, Stamford, Darien, Rowayton, Fairfield, Westport, Southport, and New Canaan.