Safeguarding you,
your assets,
and employees.
Business Insurance in New York

Commercial Property Insurance - Manhattan & Westchester County, NY, Fairfield, CT, and New Jersey

We’re in the business of getting your insurance protection right. We’ve been doing so for clients from Manhattan to Westchester County and nearby Connecticut and New Jersey for nearly 50 years. Now, we’d like an opportunity to show you what makes A.J. Benet different and how our difference benefits you.

When you do business with us, we’ll sit down together and review your insurance program to determine if it adequately addresses your operation’s exposures. We’ll review everything from your liability exposures and your property risks. When it comes to your property we’ll evaluate the coverage amounts on your building and business personal property (inventory, furniture, equipment, etc.), your deductibles and coinsurance values and how the insurance is applied.

We’ll also evaluate what the cost would be to replace your business should a loss occur, and make sure the building is insured for what it’s worth. We’ll look at whether your property insurance includes adequate debris removal, increased cost of construction, content and improvement and better amounts. If you have a high-end restaurant, for example, you may have fine art values that need special attention. We’ll make sure these are appropriately insured.

Our professional staff will determine how much business interruption coverage you need to cover ongoing expenses while repairs are being made should you be forced to shut your doors due to a fire, power outage or other covered loss. What’s more, when writing food spoilage and contamination coverage for a restaurant, caterer or food manufacturer/distributor, we’ll look at under what circumstances you’re covered and ensure that various scenarios possibly excluded in one policy are picked up by another.

Our commercial property policy can also be enhanced to include losses due to equipment breakdown, water backup and overflow, electronic equipment and signs. And we’ll evaluate your specific requirements for crime, employee dishonesty and other key insurance.

Running your business takes a lot of expertise. Addressing the exposures in your operation does, too.

We invite you to give us a call at your convenience at (888) 639-4560, or if you prefer email us or return the form on this page, and we’ll call you to set up an appointment to review your business insurance program in detail.

Since 1964, A.J. Benet has been serving businesses in New York City, Pelham Manor, Pelham, New Rochelle, Larchmont, Mamaroneck, Harrison, Rye, Port Chester, Rye Brook, South Salem, Purchase, White Plains, Scarsdale, Eastchester, Bronxville, Armonk, Chappaqua, Briarcliff, Pound Ridge, Bedford, Mt. Kisco, and Katonah, New York; as well as in the Connecticut communities of Greenwich, Cos Cob, Riverside, Stamford, Darien, Rowayton, Fairfield, Westport, Southport, and New Canaan.