For a no-obligation consultation on homeowners, automobile, life, yacht, business, or group health insurance,
call 914-381-2040
and speak with
an experienced
A.J. Benet professional or email info@AJBenet.com

A.J.Benet Home Page > Personal Insurance > Homeowner’s Insurance

Our home is your home.

A.J. Benet is an independent insurance broker with more than 45 years of experience in protecting Metropolitan New York homeowners and businesses. We are free to choose the best insurance company for your unique home from among the highest rated by A.M. Best. We see that you are covered for unforeseen circumstances, including coverage that may not occur to you but is necessary.

Not all insurance policies are alike.

Don’t compound a catastrophe by finding that you are inadequately covered in your time of need.

• Do you know the difference between "Guaranteed Replacement Costs" and "Actual Cash Value"?
• Must you rebuild or is cash an option?
• Will the insurance company pay for living expenses indefinitely until you get back in your home?
• Does your deductible decrease for every loss-free year?
• What about flood, mold, and sump pump coverage?

We’re here with you all the way.

There is no substitute for knowing the territory, and we know the Metropolitan New York area: its building codes, flood zones, high wind sectors, etc.

We research your home by:

• Creating a pictorial archive
• Taking note of unique characteristics
• Logging its contents and valuables
• Doing measurements
• Determining exposures (including liability)
• Conducting a replacement-cost evaluation.

We then do a side-by side comparison with potential insurers and help you determine the right insurance company for your situation. We deal with all of the details while you get on with living your life.

We represent you.

Even though we work with only the highest-rated home, auto, health, life, and business insurance companies, our business is YOU and we take care of that business very well, including acting as your intermediary when you have a claim. We’ll review your renewal 60 days in advance. If we see an opportunity to provide improved coverage and/or reduce cost, we will discuss our findings with you.

For a no-obligation consultation on homeowners, automobile, business, yacht, life, or health insurance, call 914-381-2040 and speak with an experienced A.J. Benet professional or email: info@AJBenet.com.

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A. J. Benet, Inc. • 430 Center Avenue • Mamaroneck, NY 10543 • Customer Service: 914-381-2040 • Sales: 914-381-0177 • Fax: 914-381-5089

Important Note: This website provides only a simplified description of coverages and is not a statement of contract. Coverage may not apply in all states.
For complete details of coverages, conditions, limits and losses not covered, be sure to read the policy, including all endorsements.

©2012 A.J. Benet, Inc. Insurance