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Florists Insurance - Manhattan & Westchester County, NY, Fairfield, CT, and New Jersey

As a florist, you have all the standard commercial insurance concerns plus some risks that are specific to your flower shop. At A.J. Benet Insurance, we are sensitive to your special exposures as well as your desire to keep insurance costs low. We offer a combination of coverages that can provide comprehensive protection for your florist business at an affordable price.

Our business owners policy for florists contains commercial property insurance and commercial general liability insurance that can be tailored to include options that meet your particular needs. Choices include coverage for spoilage, peak season inventory, equipment breakdown (such as refrigeration), and business interruption with extra expense. We can also find contingent business interruption insurance that responds if one of your key suppliers shuts down due to a catastrophe.

If you offer delivery services, you will also want to look at our business auto policy for your commercial vehicles or for autos that you don’t own but that your employees use for your business. Many shops also like to insure against employee dishonesty and failure to deliver on a contract, such as a wedding or another expensive event. We have policies for all of these exposures.

Our workers compensation insurance meets all state requirements and can be purchased for employees who cross state lines for you business. We also offer employment practices liability coverage, personal injury coverage, and a variety of optional coverages for valuable papers, sewer/drain backup, flood and more.

A.J. Benet can arrange insurance coverage to protect your blossoming business.

We invite you to give us a call at your convenience at (888) 639-4560, or if you prefer email us or return the form on this page for a review of your insurance needs.

Since 1964, A.J. Benet has been serving businesses in New York City, Pelham Manor, Pelham, New Rochelle, Larchmont, Mamaroneck, Harrison, Rye, Port Chester, Rye Brook, South Salem, Purchase, White Plains, Scarsdale, Eastchester, Bronxville, Armonk, Chappaqua, Briarcliff, Pound Ridge, Bedford, Mt. Kisco, and Katonah, New York; as well as in the Connecticut communities of Greenwich, Cos Cob, Riverside, Stamford, Darien, Rowayton, Fairfield, Westport, Southport, and New Canaan.