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Manhattan Photographer Insurance: Professional Misconduct Pitfalls

Manhattan Photographer Insurance: Professional Misconduct Pitfalls Manhattan Photographer Insurance Professional Misconduct Pitfalls

Professional misconduct can be anything from failure to preform services to harassment or discrimination. Discrimination of customers and clients on the basis of race, religion, age, sex, sexual orientation and disability is a failure to comply with federal business practices and can leave any business exposed to professional misconduct litigation.

For example, a New Mexico wedding photographer’s appeal was recently turned down by the U.S. Supreme Court, upholding a history of rulings protecting consumers against discrimination in the public spheres. The case was brought upon the photographer in 2006 by a same-sex couple who were refused service by owner operated Elane Photography LLC. The couple sought the professional services of Elaine Huguenin for their commitment ceremony, however in failure to comply with state laws the photographer refused to shoot the ceremony. Her appeal was based on first amendment protection of freedom of speech alleging that the New Mexico laws “require individuals who create expressions for a living- like marketers, advertisers, publicists, and web designers- to speak in conflict with their conscience.” She claims that she was being forced to convey a message that conflicted with her religious beliefs by fulfilling services for same-sex unions.

Most businesses, especially freelance and contract workers are vulnerable to lawsuits brought on by unsatisfied customers. Having the right Manhattan photographer insurance coverage can help mitigate the damage caused by unwanted legal complications.

Photographers have a wide variety of specific business needs ranging.  At A. J. Benet we have experience assembling the best Creative Service Business Insurance policies designed to cover all the liability risks your company may encounter. Our Photographers Insurance options include liability, property, equipment and even business auto policies. Give us a call today at (888) 639-4560 to start designing a full coverage plan that’s right for you.

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