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Package Policy - Manhattan & Westchester County, NY, Fairfield County, CT & New Jersey

Consumers with a great deal to insure, such as high-valued property, multiple autos, and other high-end items, can take advantage of the benefits available from consolidating multiple policies with one insurance company. A package policy can serve to eliminate overlaps or gaps in coverages, offer discounts and reduce premiums, and provide the convenience of having one common renewal date with one invoice to pay.

A.J. Benet, Inc. offers package policies from top-tier insurance companies that are designed to insure your liability risks and property under one master program, helping to mitigate the problems you can encounter when you have multiple policies with different insurers. Our package policies can be tailored to your needs, and offer:

  • Homeowners: including Dwelling Replacement Cost, Guaranteed Replacement Cost, Contents Replacement Cost, Building Ordinance Increased Costs, Personal Liability, Medical Payments, Loss of Use. And depending on the policy and carrier, we can include features such as a Deductible Reserve, Domestic Pet Coverage, Realty Tax Assessment, Workers Comp for casual help,  Volunteer Payments “Good Neighbor” up to a certain limit, among others.
  • Auto Insurance: for multiple cars and multiple drivers. You can choose various policy features, including agreed value to set the value of the vehicles and avoid depreciation in the event of a total loss. You can also choose an option to replace your totaled vehicle with a comparable new one (without depreciation), and obtain high liability limits.  Included in the coverage are road service and overnight expenses and comparable auto rental during repairs.
  • Umbrella Liability: to protect against multi-million-dollar lawsuits, especially important for wealthy clients with deep pockets. Coverage steps in when liability coverage under your auto or homeowners insurance has been exhausted. The umbrella policy will also pay from the first dollar of loss if a coverage gap exists in the home or auto policy.

A package policy can also be tailored to include coverage for valuable collections, such as fine art and antiques.

You’ve worked for your success. Let us help you insure what you have.

We invite you to give us a call at your convenience at (888) 639-4560, or if you prefer email us or return the form on this page, and we’ll call you to set up an appointment to review your insurance program in detail and show you how a package policy can serve your needs better. Since 1964, A.J. Benet has been serving residents in New York City, Pelham Manor, Pelham, New Rochelle, Larchmont, Mamaroneck, Harrison, Rye, Port Chester, Rye Brook, Purchase, White Plains, Scarsdale, Eastchester, Bronxville, Armonk, Chappaqua, Briarcliff, Pound Ridge, Bedford, Mt. Kisco, and Katonah, New York; as well as in the Connecticut communities of Greenwich, Cos Cob, Riverside, Stamford, Darien, Rowayton, Fairfield, Westport, Southport, and New Canaan.