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Course of Construction Insurance - Manhattan & Westchester County, NY, Fairfield County, CT & New Jersey

You’re building your dream home…or perhaps you’re undergoing major renovations on an older home, or adding onto your property. Each of these substantial home construction projects poses risks that require special coverage. For example, a home under construction can have losses resulting from vandalism or arson committed while the property is unoccupied, unguarded or unlocked. Or, workers can accidentally cause an explosion on the property, resulting in a total loss. Course of Construction Insurance is right for you.

At A.J. Benet, we provide property insurance for homes in the course of construction against the risk of fire, theft, etc. The policy can also be tailored to provide: premises liability so that you are protected during the construction period should someone be injured; coverage for building materials off site and in transit; and other features we will be happy to review with you.

Course of construction insurance basically entails extra coverage beyond that which is normally offered to homeowners, as most basic homeowners policies don’t cover construction costs. Factors that affect the premium levels for this type of coverage include the location and relative safety of the construction, the square footage of the dwelling, and whether or not the construction site is within 1,000 feet of tidal waters, which could flood.

If you’re building a new home, this coverage can be converted to a full homeowners policy with additional coverages added once the construction is completed.

Add course of construction coverage to your insurance program when building a home or undergoing renovations.

We invite you to give us a call at your convenience at (888) 639-4560, or if you prefer email us or return the form on this page and we’ll call you to set up an appointment to review your insurance program in detail and show you how we can serve your needs.

Since 1964, A.J. Benet has been serving residents in New York City, Pelham Manor, Pelham, New Rochelle, Larchmont, Mamaroneck, Harrison, Rye, Port Chester, Rye Brook, South Salem, Purchase, White Plains, Scarsdale, Eastchester, Bronxville, Armonk, Chappaqua, Briarcliff, Pound Ridge, Bedford, Mt. Kisco, and Katonah, New York; as well as in the Connecticut communities of Greenwich, Cos Cob, Riverside, Stamford, Darien, Rowayton, Fairfield, Westport, Southport, and New Canaan.