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Employment Practices Liability Insurance - Manhattan & Westchester County, NY, Fairfield County, CT & New Jersey

If you employ staff to help run your household – from a personal assistant, nanny or au pair, housekeeper, driver, gardener or other domestic staff – you can readily be the target of a lawsuit by an employee who alleges unfair treatment.  Claims can include disputes over hiring, terminations, overtime pay, leave, sexual harassment and racial and gender discrimination. At A.J. Benet, we work with our high net worth clients to structure an employment practices risk management program backed by Employment Practices Liability Insurance (EPLI).

This coverage is needed as standard liability in a homeowners or umbrella policy does not apply to lawsuits by domestic employees for wrongful employment practices.

Employment Practices Liability insurance, which can be added to an umbrella policy or available as a separate policy, pays for legal costs, settlements and damages associated with employment practices allegations. Coverage protects you and members of your family. Its broad guidelines usually encompass most claims of discrimination, harassment, wrongful termination and workplace misconduct that lead to emotional or physical distress. It also covers breach of contract issues.

No matter what type of relationship you have with your staff or how long they have been with you, you need to protect your assets against potential lawsuits. This is especially true in an economy where lawsuits are on the rise as many affluent individuals have opted to downsize, reduce staff or ask those who stay to do more, and could be vulnerable to baseless suits by disgruntled employees. Talk to one of our advisors about protecting yourself against employment practices liability claims.

Go beyond good will with employment practices insurance.

We invite you to discuss our complete suite of products tailored to address the needs of affluent clients. Give us a call at (888) 639-4560, or if you prefer email us or return the form on this page and one of our advisors will contact you.

Since 1964, A.J. Benet has been serving individuals, residents, and businesses from Manhattan to Westchester County in New York, Fairfield County in Connecticut, and New Jersey.