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Is Your Small Business Hurricane Ready?

Is Your Small Business Hurricane ReadyIt’s essential that your Small Business is hurricane ready. According to an article in Hurricane Safety, forty percent of small businesses that close as a result of hurricane damage do not reopen. To avoid becoming this statistic, stay protected with New York Small Business Insurance policy.

By following the Business Survival Plan, enforce an emergency plan in the event of a disaster.

  1. Protect your property. This includes investing and installing shutters to protect windows and doors, having the roof of your building be evaluated, and removing branches and trees that could potentially fall and damage it. Furthermore, make sure to sandbag an area that is prone to flooding and anchor any large furniture to wall studs. In addition, you should relocate any valuable or fragile possessions.
  1. Keep important documents and information safe. Some of this documentation is crucial for your business operation and must be safe. Make sure to have back-ups in case of a disaster. Seal all documents in waterproof containers and save all your other documents in an alternate location.
  1. Have a preparedness checklist ready to go. Below are just a few items that you should keep in one location at your place of work in case a storm hits.
  • Battery operated radio or television
  • Non-perishable three-day food supply for you and your employees
  • Three-day supply of water for you and your employees (One gallon of water per person, per day)
  • Coolers and containers for water and washing
  • Blankets, pillows, cots, and chairs
  • First Aid Kit and first aid manual
  • Flashlights, batteries, light-sticks
  • Tool kit (basic tools, gloves, etc.)
  • Camera and film for documenting damages

At AJ Benet, we make sure that your New York Small Business Insurance Policy includes more than the simple general liability and product liability. Our policies extend in cases where you underlying limits are exhausted. Our team of experts is willing to go the extra mile and not only protect your business but understand it. For more information, call us today at 888.639.4560.

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