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Westchester County Personal Insurance: Is Insurance on your College Checklist?

Westchester County Personal Insurance: Is Insurance on your College Checklist?

The first day of college is similar to the first day of kindergarten, in that it’s a momentous event that may or may not involve tears. Preparing for college is as important to parents as it is to their children. For many, a “college checklist” is an adjunct for preparation; a cork board to adorn with old pictures, a hamper small enough to take home during breaks and if you’re lucky, a flat screen. Westchester County Personal Insurance Is Insurance on your College Checklist

But what about reviewing your insurance policies? In the midst of purchasing bedding and choosing the best dormitory, reviewing insurance policies is often overlooked. However, it’s essential to add insurance onto your “college checklist.”

So, before you start sending your kids off to college, ask yourself the following question:

  • And does my child intend to bring any valuable items?
  • Is my child going to live on-campus or off-campus?
  • Is my child bringing his/her car to college?

And take the following steps:

Whether your child is moving on or off campus, it’s essential to create an inventory of all personal belongings. Create an excel sheet, note the items, calculate its estimated value and take a picture. Be sure to note high-value items (e.g. laptop, television, camera, jewelry).

Speak with your Westchester County insurance agent to determine the extent of coverage provided by your homeowners’ policy. If coverage is available, ask if it’s only applicable to students residing on-campus (as it often does). If your child is going to live off-campus, be sure to purchase renters insurance. It’s inexpensive and worthwhile.

The cost of Westchester County auto insurance varies depending on whether your child is taking their car to school or not.  Insurance agencies often re-evaluate the cost and factor in numerous variables, such as college’s location.

At A.J. Benet, Inc., we take pride in the relationships we have established with our individual clients – addressing their changing insurance needs as milestones in their lives occur. From an individual’s first car purchase to the family’s minivan and a teenager’s new set of wheels, to a rented townhouse in Westchester County, a dream house overlooking the harbor in Larchmont, or a new condo in Manhattan as an empty nester, A.J. Benet is there to protect you, your family, and assets wherever life takes you.

We invite you to review the many personal insurance solutions we offer and request a courtesy quote at your convenience by calling us at (888) 639-4560

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