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What to Do After Your Car’s Been Broken Into

What to Do After Your Car’s Been Broken IntoDiscovering that your car has been broken into can feel quite horrible. Unfortunately, no matter how diligent you are, break-ins are always possible. They may seem almost inevitable even when you have taken extra precautions. Even if you’ve hidden away your valuables, locked your car, and parked in a well-trafficked spot, it’s still possible for a crook to target your car.

If a break-in does happen, it’s important that you know how to handle it quickly and efficiently. First and foremost, remain calm so when you call the police and your insurer they can better advise you.

Document & Report

Take plenty of photos of the damages and make a list of any items stolen right away.

It is important that you figure out what was taken from your car as soon as possible so you can notify the police and determine which items need to be replaced. In addition to money and electronics, it is common for license plates, license plate tabs or auto parts such as tires, rims, or catalytic converters to be stolen as well. Be sure to keep an eye out for those missing items.

Report stolen license plates immediately so you will not be on the hook for speeding tickets or toll rides taken by the perpetrators. Serial numbers on your electronics or features such as Apple’s “Find My iPhone” tracking tool can actually be very useful for law enforcement.

If you store any credit or debit cards or financial documents in your car, you will want to notify your bank to request new cards as soon as possible and be on the lookout for potential identity theft.

If you choose to file an auto insurance claim, be sure not to move the vehicle until after a police officer has come and made their report.

Be prepared by having these handy to file a police report:

  • Your driver’s license
  • Vehicle registration
  • Car insurance ID card
  • Photos of the damage
  • List of stolen items

Preventing Additional Break-Ins

A car with one or more broken windows is an easier target for auto theft, so try to avoid parking your vehicle on the street. Consider parking it in a secure garage or another secure location until your car doors and windows are fixed and in safe working order. Parking indoors will also protect your car’s interior, as will duct tape and plastic in case of inclement weather like rain or snow. You can find comfort in calling your insurer and getting any damage repaired right away so your vehicle isn’t vulnerable to another theft.

About AJ Benet Insurance Agency

At AJ Benet Inc. Insurance Agency, we make sure that your New York Business Insurance policy includes more than the simple general liability and product liability. Our policies extend in cases where your underlying limits are exhausted. Our team of experts is willing to go the extra mile and not only protect your business but understand it. For more information, call us today at (914) 381-2040.

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