specialized programs.

Caterers Insurance - Manhattan & Westchester County, NY, Fairfield, CT, and New Jersey

When you cater events, your main concerns may be about timing, sanitation and presentation. That makes sense. But behind the scenes, there are other worries—liability, business vehicles, worker injuries, your equipment…the list goes on.

At A.J. Benet, we hope to alleviate some of that background noise by providing you with superior insurance protection. We offer coverage for caterers who work off premises, major facilities that host multiple events, and everything in between.

A typical general liability policy for caterers covers injury to others, damages to their property, and your legal defense for these things that arise out of your business operations. Available coverages include liquor liability, employment practices liability, assault and battery, coat check services, employee dishonesty, other theft, valet liability, and food-borne illness, among others.

Property coverages include insurance for your building if you own it; your equipment, both stationary and portable; food spoilage; business personal property; other inventory and more. You can also take advantage of our excellent business auto insurance, which can cover your owned autos as well as liability risks for autos you don’t own but use for your business. We offer business income with extra expense insurance, which will help if your operations are shut down by a covered cause of loss, and we can provide insurance for losses caused by equipment breakdown.

In some cases, caterers need to get a supply bond or add additional insureds to their policies. We can help with both. We also offer workers compensation insurance that meets all state requirements, even if you send workers across state lines in the course of business. Talk to us about bundling coverages or about buying the essentials through a caterers insurance program if that interests you. Your A.J. Benet advisor can show you the pros and cons of each of your options.

We serve up insurance to your company’s particular needs.

We invite you to give us a call at your convenience at (888) 639-4560, or if you prefer email us or return the form on this page for a review of your insurance needs.

Since 1964, A.J. Benet has been serving businesses in New York City, Pelham Manor, Pelham, New Rochelle, Larchmont, Mamaroneck, Harrison, Rye, Port Chester, Rye Brook, South Salem, Purchase, White Plains, Scarsdale, Eastchester, Bronxville, Armonk, Chappaqua, Briarcliff, Pound Ridge, Bedford, Mt. Kisco, and Katonah, New York; as well as in the Connecticut communities of Greenwich, Cos Cob, Riverside, Stamford, Darien, Rowayton, Fairfield, Westport, Southport, and New Canaan.