specialized programs.

Restaurants & Food Markets Insurance - Manhattan & Westchester County, NY, Fairfield, CT, and New Jersey

Whenever your business deals with food, you can be assured it has a broad range of risks that need quality, tailored insurance coverage. You need an advisor who knows your industry and who enhances that knowledge by listening to your particular concerns.

At A.J. Benet, you can count on that kind of expertise and personal service.

We offer standard commercial and general liability coverage, but we also have package policies that target the specific risks faced by restaurants and food markets. Those can include coverage for portable equipment, business interruption with extra expense, equipment breakdown, liquor liability, food contamination or food-borne illness, and more. If you are vulnerable to business interruptions due to problems beyond the walls of your building, such as food recalls, downed utilities, and impassable roads among others, our contingent business interruption policy can help. We also offer cyber security and cyber liability insurance that will help if computer data is lost or violated by a covered risk.

Since almost certainly you will handle a great deal of cash, employee dishonesty insurance (a fidelity bond) should be considered, and if you provide valet parking, we can assist with protection for that special service. Our business auto policies can address owned and non-owned vehicles, and we offer workers compensation insurance. Our employment practices liability insurance is particularly valuable since, depending on the carrier, it can cover wage and hour disputes as well as claims against your business for unfair or discriminatory employment practices. Your choices of coverage are abundant. It’s just a matter of identifying what you need.

Your A.J. Benet advisor will review your current insurance and, after looking at your workplace and consulting with you in depth, will recommend a superior blend of coverages.

When you have broad risks, you need the deep expertise of A.J. Benet.

We invite you to give us a call at your convenience at (888) 639-4560, or if you prefer email us or return the form on this page for a review of your insurance needs.

Since 1964, A.J. Benet has been serving businesses in New York City, Pelham Manor, Pelham, New Rochelle, Larchmont, Mamaroneck, Harrison, Rye, Port Chester, Rye Brook, South Salem, Purchase, White Plains, Scarsdale, Eastchester, Bronxville, Armonk, Chappaqua, Briarcliff, Pound Ridge, Bedford, Mt. Kisco, and Katonah, New York; as well as in the Connecticut communities of Greenwich, Cos Cob, Riverside, Stamford, Darien, Rowayton, Fairfield, Westport, Southport, and New Canaan.