AJB Blog

Staying In Touch With You

Tag Archives: City

New York Craft Breweries Continue to Thrive

There is no doubt about it, the craft beverage industry in New York hast reach new heights in the last few years. According to reports, New York’s artisan and craft brewery industry grew 59 percent between 2013 and 2014. The industry now holds upwards of 200 craft breweries, as well as a number of local wineries, distilleries and cider houses, which produce roughly 859,535 barrels of beverage goods in the last year alone. Over all, a recent report funded by the state Brewers Association and the New York Wine and Grape Foundation, showed that the number of craft breweries more than doubled between 2012 and January 2015, from 95 to over 207 breweries. Much of the widespread growth has been attributed to less stringent regulations governing alcoholic beverage production and distribution in the Empire State, as well as a number of state and local government grants for small beverage goods producers. Last November, New York state legislators enacted the Craft New York Act, which lowered licensing fees and increased the production cap for small breweries throughout the state from 60,000 barrels to 75,000 barrels. The state also funded a $2 million grant program to help local craft beverage makers market and promote their goods and brand. Combining these factors with the growing interest in artisanal brewing and spirits across the nation has undoubtedly led to the surge in fresh New York breweries, distilleries, cider-houses and wineries. As New York food goods manufacturing industry members, these operations face a number of unique business challenges and risk exposures. Whether you currently own or are looking to start a microbrewery or similar operation, it is important to consider the loss and liability concerns involved. At A.J. Benet, we specialize in helping New York businesses balance the coverage they need with prices their budget can afford. One of the many specialty industries we provide service to are New York City Food Manufacturers and Distributors. We offer a wide selection of property and liability insurance coverages that are specially targeted to the needs of these operations. From commercial property coverage to product liability coverage, our New York City business insurance specialist can help piece together the protection you and your operation need. To learn more about us and all our offerings, contact us today at (888) 639-4560.

Posted in Blog, Business Insurance, Food Manufacturers and Distributors, New York | Also tagged , , , , , , Comments Off on New York Craft Breweries Continue to Thrive

NYC Restaurant Insurance: Navigating Health Inspections

NYC Restaurant Insurance: Navigating Health Inspections  As most NYC eateries know, The New York City Department of Health and Mental Hygiene (NYCHD) inspects the roughly 24,000 restaurants in New York City at least once each year. Inspections evaluate each restaurant’s compliance with the food safety regulations established by the New York City Health Code and Health Department. During an inspection, the Health Inspector calculates an establishment’s compliance score based on the number and types of violations observed. After the inspection the eatery is given a letter grade reflecting the quality of adherence to the Health Code standards.  Different violations reflect different levels of risk to the public’s health and safety. Major violations are considered an imminent public health danger and often require immediate correction and/or closure of a facility. In some cases, a routine inspection can turn into a nightmare for restaurant owners and managers, when an establishment is not completely up to code. Some of the most common major health code violations include: Certified Supervision and Documentation: NYC Health Code regulations require that every food service establishment employ a supervisor of food operations who holds a Health Department Food Protection Certificate obtained through the NYCHD. At least one supervisor with the required certification and training must be on duty and present at the establishment anytime the establishment is receiving, preparing, storing or serving food and when the establishment is open to the public. Food Protection Certification must always be present, visible and available for inspection at any given time. Pests: Every facility serving, transporting, or preparing food goods should be free of rodents, roaches, flies, and other pests which could contaminate food goods and transmit illness. Avoid conditions which can create or foster pest proliferation. It is the responsibility of restaurant owners and managers to oversee that proper and lawful pest control practices are implemented, including compliance with all environmental impact regulations regarding safe pest management and pesticide usage. Improper food preparation and storage: There are strict regulations concerning the proper food preparation, storage and holding practices which mandate everything from required practices and cooking temperatures to storage lengths of time and labeling. Unclean surfaces and prep environments: Any surface which may come in contact with food or utensils must be properly cleaned, sanitized and maintained. Regular upkeep is vital to the success of any NYC eatery and could…
Read more…

Posted in Restaurant insurance, Uncategorized | Also tagged , , , Comments Off on NYC Restaurant Insurance: Navigating Health Inspections