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Do You Have a Teen Driver? Here’s How You And Your Family Can Prepare

Obtaining a driver’s license and getting behind the wheel of the family car or their own is exciting for your teenager, while you may have many concerns and anxiety about road safety and auto insurance. Speak to an agent to help guide you through this life milestone, so you understand how to insure young drivers on their auto policies. Driving is a privilege, not a right. Certain steps must be agreed upon and fulfilled to gain and maintain that privilege. It is so important that new drivers grasp that concept and understand just how much maturity is needed to stay safe out there on the roads. Teens must realize and accept the newfound responsibilities that come with driving, and there are things that you can do to make this transition a smooth one. Stress the Importance of Practice Driving is not a skill that can be mastered quickly. Take an active role in teaching your child how to drive and give them as much behind-the-wheel time as possible.  Your teen’s driving school should provide experience with various types of road and traffic conditions and you should reinforce what they’ve learned outside of class as well. Having your teen practice in a car that is in good condition and good working order is important.  Make sure they know how to operate mirrors, knobs, seats, safety systems and other key features. Remember that everything should be adjusted before they put the vehicle in gear. Ban Electronic Devices Emphasize that your teen must never use their phone or any other type of electronic communication device while driving. Calls and text messages can wait until they’ve arrived to their destinations. Do you want their cell phone turned off while their driving?  Can they use Spotify in the car? Be sure to be very clear what rules they are expected to abide by. Reminder: do not call or text your child when you know they are driving. If you set a good example for them, they are more likely to follow along. Teach Responsibility and Maturity   Most teens are focused on the driver’s license itself and have no idea about what else goes into maintaining a vehicle. They should have a basic understanding of the maintenance involved with the vehicle; this includes things such as oil changes, tire rotations, new tires and proper fluid…
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Rules of the Road: Tips for Safe Teen Driving

Rules of the Road: Tips for Safe Teen Driving A driver’s license is a rite of passage for many teens…and a source of severe anxiety for many parents. The best thing a parent can do is to prepare their teen ahead of time, both with extensive practice and knowledge of the road. Once they are on their own, you can release them safely into independent driving by implementing a few basic Safe Teen Driving rules: Safe Teen Driving Tip #1 – Limit passengers. Teens are less likely to crash when they are driving alone or with an adult. Set limits on how and when your child can ride with or transport other teenagers (many states have already implement restrictions). Safe Teen Driving Tip #2 – Drive during the day. At night, it’s harder to see and more difficult to judge distance and speed. Spend a lot of time practicing nighttime driving with your teen. Make sure they follow the state curfew, and you may want to limit night driving altogether before they amass the experience to drive comfortably and safely alone. Safe Teen Driving Tip #3 – Limit technology. This used to be as simple as “don’t touch the radio.” Now, however with advanced auto technology and smartphones, teens can theoretically text, call, check email, fiddle with the GPS, check Facebook, and use the infotainment system all while behind the wheel. And, despite laws, research shows that texting and talking while driving is still widespread. Remind your teen to pull over if they need to make a call or text. While the above recommendations may not be popular, as a parent or guardian they will give you peace of mind and help your teen stay safe on the road. A.J. Benet has helped guide our customers through life’s milestones, including helping to insure young drivers on their auto policies. What’s more, we have developed a New Driver Contract, designed to help teens realize and accept the newfound responsibilities that come with driving. Providing Mamaroneck Auto Insurance for drivers from New York City to Westchester County and nearby Connecticut and New Jersey with persona car insurance plans to protect your teen against unforeseen damages and injuries. Contact us today for more information about our New York Teen Auto Insurance programs Source: NHTSA

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