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Tag Archives: Westchester New York Business Insurance

Westchester Employee Benefits: What Candidates Look For In a Company

Westchester Employee Benefits: What Candidates Look For In a Company Business owners of large or medium sized companies will soon be required to offer health insurance to their employees, or face hefty penalties, thanks to the Affordable Care Act. Though health insurance is a requirement, there is no law stating what other benefits, if any, you have to offer. However, benefits are arguably the strongest deciding factor there is for candidates looking for a new job, especially if they are trying to make a decision between two potential employers. Offering additional benefits is a good way for your company to attract and retain high quality workers. So what exactly do potential candidates look for? 401(k) Candidates want to know that they can roll over any vested benefits from their old plan at their previous employer. Not only can a 401(k) plan strengthen your business by attracting and retaining high-quality employees, but it can also help secure your own retirement. The administrative burden of implementing a program can be surprisingly minimal, and some 401(k) plans are web-based, which helps eliminate paperwork while offering 24/7 access to account management. Life and Disability Insurance Disability Insurance can help replace a portion of an employees’ income, should they become injured and unable to work. This is an obvious benefit for them, but can be advantageous for your business too. Offering this benefit can help cover overhead expenses in the event that an employee or business owner becomes totally disabled and unable to contribute to the company. It’s also a great way to recruit and retain candidates. PTO/ Vacation Time Offering Paid Time Off (PTO) or Vacation time makes your company more appealing to potential candidates. Employees are encouraged to take personal time for themselves, which could help improve their mental health and make them more productive when they are at work. PTO plans also help reduce the financial liability that you carry. These are just a few employee benefits that potential candidates might look for when considering where to work. Another benefit you might consider offering is a severance package, should the employee be terminated for any reason. At A.J. Benet, Inc., we understand how important it is to retain your high-performance employees and know that offering the right type of Employee Benefits can help with your business goals. We offer Group Short-Term and…
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Westchester New York Business Insurance: Cyber Safety

Westchester New York Business Insurance: Cyber Safety If you allow your employees to have access to the Internet, then cyber safety should be a top concern. This involves more than just installing a firewall to protect your business network. The right combination of hardware, software, and education will provide your business with a safe internet environment. Here are just a few tips you should follow and share with your staff to ensure cyber safety. Don’t Download or Install “Free” Software, Music, or Ebooks. It’s a smart idea to ask yourself, “How is somebody making a profit off of giving this software away?” when you see a deal such as this. There are legitimate offers out there, such as Adobe giving away their Adobe Reader program, but it’s better to err on the side of caution when it comes to business computers. Know Which Sites Are Safe. Knowing what types of websites to avoid can protect your business’s security. Individuals assume that the only “dangerous” sites are porn and gambling sites. Though these should never be allowed into your business, these are not the only sites that introduce risk. Install a Hardware Web Appliance. This is inserted in between your local area network and your internet connection. These appliances can filter out spam, stop malware from being downloaded, restrict Internet access, and generate reports on employee online activity. Monitor Employee Internet Usage. The best way to do this is with a software based solution. The standard configuration consists of a central server that gathers information from the software that is installed on every employee’s computer. In addition to following these steps to ensure online safety within your business, it’s vital for your company to be covered by a Cyber Liability Insurance policy. At A.J. Benet, we serve the New York business community as well as surrounding areas with exemplary service, meaningful recommendations, and claims follow-up with fast resolutions. Contact us today for more information at (888)639-4560.

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