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Fun Ways to Bring Employee Wellness to the Workplace

Have you made health and employee wellness a priority at your workplace? There are many creative ways you can do this. Make health and wellness a priority to help your employees stay engaged and motivated on the job. Here are some ideas to get you started.

Walking Meetings

Coordinate walking meetings with your coworkers. It’s not good for employees to just sit in an office all day everyday. Walking for 30 mins will help your employees feel less tense, more enthusiastic, and more relaxed. It will also promote creative thinking, better focus, and improve overall employee wellness.

Essential Oils

Using essential oils of lavender,

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Need Personal Insurance? Consider a Package Policy

Need Personal Insurance Consider a Package PolicyIf you have quite a bit to insure, such as high-valued property, multiple autos, and other high-end items, you should think about how you can benefit from consolidating multiple policies with one insurance company. If you are in need of personal insurance for a variety of assets, don't underestimate the value of a strong package policy.

Why it is Helpful

A package policy is able to eliminate overlaps or gaps in coverages, offer discounts and reduce premiums, and provide the convenience of having

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Employee Benefits Compliance: A Business’s Checklist

Employee Benefits Compliance A Business’s ChecklistToday’s environment requires keeping abreast of state and federal employee benefits regulations and maintaining compliance. This can be quite time-consuming and, if not done properly, can result in a lawsuit for your business. Legislation such as HIPAA, COBRA, USERRA, the Medicare Modernization Act and the Affordable Care Act have many HR departments working tirelessly to secure the management of these plans. 

Affordable Care Act 

The ACA defined who was an applicable large employer (ALE) as those with at least 50 full-time employees. Any qualified ALE

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Let it Snow: Safety Tips for Driving on Ice

Let it Snow Safety Tips for Driving on IceDriving on ice is extremely dangerous and poses unique challenges and risks. Even the most skilled drivers should avoid driving when the roads ice up. When the temperature gets close to freezing, you should start getting concerned. However, driving on ice isn't always avoidable. What should you do when you're required to drive on icy roads to reach your destination?

Prepare 

Equip your vehicle with chains or snow tires. Chains are by far the most effective and should be used where ice

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As We Head Into Fall and Winter, Now’s the Time to Brush Up on Night Driving Safety

The days are getting shorter, and with Daylight Savings right around the corner, they're about to get even more so. Many people will find themselves spending more time driving in the dark during these coming months, which jeopardizes depth perception, color recognition, and peripheral vision. The glare of headlights from an oncoming vehicle can also become a huge obstacle for drivers. With the holidays coming up fast, no one wants to end up in a costly, stressful, time-consuming accident. 

Enhance Night Vision

At night visibility is limited to about 500 feet with high beams and 250 feet with

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Insuring Your Business’s Property? Consider a Replacement Cost Analysis

Insuring Your Business’s Property Consider a Replacement Cost AnalysisIf their property happens to be destroyed or damaged, businesses must take on a replacement cost to replace essential assets at the same or equal value. The asset to be replaced could be a building, investment securities, accounts receivable or liens. Replacing an asset can be an expensive decision, and companies analyze the net present value (NPV) of the future cash inflows and outflows to make purchasing decisions. Once an asset is purchased, the company determines a useful life for the

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Is Your Home Ready for a Flood?

The losses that homeowners have experienced from floods have been quite significant, while an increase in water levels have wreaked havoc throughout the Tri-State region – even in low-risk communities. Prepare your home for a flood with flood protection measures and with flood insurance, even if you don't think that you're in an active flood zone. Secure a flood plan that at its most basic, covers physical damage to the insured property from floodwater. You may want to consider additional coverage to insure the contents of your home.

But before we talk about flood insurance, let's

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Your Car Breaks Down in the Middle of Nowhere. What Do You Do?

Your Car Breaks Down in the Middle of Nowhere. What Do You Do?Driving with any vehicle issues means you are taking a chance of making it to your next destination. Car troubles can be anything that includes a tire blow out to overheating of the engine. No matter what type of problem you are having, there is always a chance you will end up stranded on the side of the road. This can be both frustrating and dangerous. The best thing you can do is to have a plan if

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What to Do After Your Car’s Been Broken Into

What to Do After Your Car’s Been Broken IntoDiscovering that your car has been broken into can feel quite horrible. Unfortunately, no matter how diligent you are, break-ins are always possible. They may seem almost inevitable even when you have taken extra precautions. Even if you've hidden away your valuables, locked your car, and parked in a well-trafficked spot, it's still possible for a crook to target your car.

If a break-in does happen, it's important that you know how to handle it quickly and efficiently. First and foremost,

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What Causes Teen Car Crashes?

What Causes Teen Car Crashes?The traffic accident rates for 16-to-19-year-old drivers exceeds any other age group. According to the Insurance Institute for Highway Safety, teen drivers are nearly three times more likely than drivers aged 20 and older to be in a fatal crash. 

Driving is a privilege, not a right. It’s important that teens own the newfound responsibilities that come with driving. There are specific causes that make teenagers such risky drivers, and understanding these causes is the key to helping your

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