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Aging Utility Lines Linked to NYC Apartment Building Fires

An unexpected explosion rocked New York’s East Village Thursday afternoon, sparking a 5 alarm blaze. According to reports, a total of 19 individuals were injured, including five emergency responders, and at least two others remain missing. Luckily, reports indicate that none of the injuries thus far have been life threatening. The blaze reportedly started after an explosion occurred which officials believe was the result of work being preformed on gas line inside a NYC apartment building. The fire quickly spread to three neighboring apartment buildings causing the further evacuation of other buildings in the surrounding area. In total, 11 buildings were evacuated, 3 structures collapsed and a fourth suffered significant damages. Recent events occurred just over a year after a similar explosion and fire broke out in East Harlem, killing 8 individuals. The recent catastrophes have raises serious concerns about the safety and security of New York City’s utilities and infrastructure. In 2014, the NYC Center for an Urban Future released a report detailing the state of New York City’s aging infrastructure. According to the report, both of New York City’s major utility providers are using outdated and aging lines that are upwards of 50 and 60 years old. By the numbers, sixty percent of Consolidated Edison’s gas mains and 48 percent of National Grid’s lines are reportedly made of leak-prone materials, totaling some 3,321 miles of potentially leaky gas lines running throughout the city. Gas lines and pipes made of unprotected steel or cast iron are still widely prevalent in older cities such as NYC, and are cause large scale catastrophes, property damage and even loss of lives. Consolidated Edison reportedly aims to replace approximately 30 miles of their outdated pipes each year, however these adjustments are expensive, costing between $2.2 and $8 million per mile, and time consuming. For NYC commercial and residential real estate owners, utility infrastructure and failure has become a serious property loss and liability concern. The threat of a gas line exploding without warning, a water main leaking and causing flooding, or electrical wiring malfunctions resulting in fire are very real. As such, it is vital that NYC commercial property owners secure complete property and liability insurance to protect their assets. At A.J. Benet Insurance, we offer property and liability coverages along with workers compensation and management liability insurance for your business operations. Our…
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Mamaroneck Renters Insurance: Apartment Walk-through Checklist

Mamaroneck Renters Insurance: Apartment Walk-through Checklist You’ve signed the lease, packed up the bags. But before you move into that brand new apartment, make sure to schedule an apartment walk-through with the landlord. Similar to a home safety checklist, our apartment walk-through checklist can help ensure that you avoid any fees for damages inflicted by the previous tenant when you move out. Here’s our Apartment Walk-through Checklist Apartment Walk-through Checklist Tip #1 – Come prepared. Bring a camera to document any problem areas or damages you find. During the walk-through, take notes. And, it helps to bring a tape measure to make sure your furniture will fit through them- it will ease any moving difficulties ahead of time. Apartment Walk-through Checklist Tip #2 – The basics. Keep an eye out for insect or rodent infestation, such as droppings or chew marks. Plug your cell phone charger into the outlets. And make sure home phone and cable jacks are available, functioning, and accessible. Apartment Walk-through Checklist Tip #3 – Safety checks. Proper fire safety equipment should be installed throughout the apartment. This includes smoke and carbon monoxide detectors, as well as fire extinguishers. Make sure all safety equipment is working, and located in the proper areas. If you’re living in a large apartment complex, find the fire escape plan and make sure you know where to go in the event of a fire or other emergency. Apartment Walk-through Checklist Tip #4 – Doors & windows. Check that all windows and doors open and close properly, and make sure the screens on all the windows are intact. Test all the locks; if there is more than one type of lock, make sure you the necessary keys. Apartment Walk-through Checklist Tip #5 –Bathroom & Kitchen. Run all the faucets, and check for leaks underneath the sinks. Make sure all the appliances and plumbing are working as well. Check the shower head, and make sure the water heats up, and the water pressure is good. Apartment Walk-through Checklist Tip #6 – Bedroom & Living Room. Check all light switches, and test the air conditioner. Look for cracks in the wall, and check aesthetic details such as carpet stains, chipped paint, or nail holes in the wall. When the walkthrough is complete, schedule any repairs, and make sure to sign a document detailing the agreed-upon condition of the property.  Make sure to be detailed and thorough, and take…
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New York Renters Insurance: How to Rent New York City

New York Renters Insurance: How to Rent New York City   For years New York City has been considered the city where dreams come true. Despite the city’s expensive cost of living, individuals all around the United States migrated to its concrete jungles in hopes of pursuing aspirations they didn’t believe were attainable.  New York City was and is still one of the most expensive cities to live in. While the country is still in an economic depression, New York City has jumped back up a few years ago. In fact, NYC was only significantly affected in 2009 when the rent decreased 10%-12%. Due to the job market’s growth, rent is even more expensive than before the recession. The city’s developers and architects simply cannot meet the demand. Unlike the rest of the United States, the vacancy rate is at a low 1% and rent prices have increased significantly due to this demand. Although landlords may be happy to see such a high demand for housing, current and prospective renters are worried that their money is not enough to afford any housing in New York City. While many have found more cost efficient alternatives such as moving to nearby New Jersey cities where a short train ride can get them to their job in the city, many renters still desire that ideal New York City lifestyle. But how much can your money get you in a city that never stops growing? This post is provided by AJ Benet New York Renters Insurance. Call us today for a free quote – (888) 639-4560 Citi-habits.com has computed an analytic market report of how much your money can get you in 2012. If you are not able to afford anything above $2000, your options include a studio in the locations of Harlem, Lower East Side, Morningside Heights, Upper East Side, and Washington Heights. If you would like to spend $2000-2600, you are able to afford a studio in Chelsea, East Village, the Gramercy/Flatiron, Midtown East, Midtown West, Murray Hill, Soho/Tribeca, Upper West Side, Wall Street/Battery Park, and the West Village. However you are also able to afford one bedroom in the Lower East Side, Morningside Heights, and the Upper East Side, as well as a two bedroom in Harlem and Washington Heights. The majority of the one bedrooms range from $2700-$3600, the two bedrooms range from $3500-$6500, and the three…
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